Actually that title should read No New Tires for my Vehicle… the last couple of times I had to buy tires, I needed them in about eighteen months time. With my last purchase of tires I finally set up a sinking fund so I would have enough money set aside when I needed tires again. I started putting away $22 a month because I anticipated having to replace tires again in eighteen months, and calculated the cost to be $400. My sinking fund for this account is now over $400, so I have been wondering if it is time to replace my tires. Just because I replaced them at 18 months the last two times doesn’t mean I need to do so at 18 months this time since it also depends on how many miles I’ve put on my vehicle in the last 18 months, how many miles the tires are supposed to last, and how the tires themselves look. I learned early on how important it is to make sure my front end is in alignment because that can tear up tires faster than anything. In fact, it’s important to keep up with tire maintenance to help get the most out of your tires, and keeping them aired up properly is another important thing that needs to be checked regularly. I’ve done well because my tires are in great shape.
I forgot that my vehicle has not been driven as much recently as in the past. Since Mr. A has two business vehicles, and AJ has his own car, and I was given permission to work from home one day each week, my vehicle has been getting less miles. That is good, since it is so elderly!
I finally had a chance to check my last tire purchase receipt, and found that these tires should last 85,000 miles! I have only put 25,000 miles on them since purchasing them in October 2009. I was so happy to see that. I anticipate I won’t need tires for at least another two years.
That is really fantastic because recently my glasses sprouted two hairline cracks in the left lens! It has been over two years since my last eye exam, and although I talked about setting up a new sinking fund for eyeglasses, since I typically get my eyes examined every two years, and my prescription has usually changed enough that I need new glasses, I forgot to follow through with setting up a new sinking fund.
Now that I don’t need to replace my tires I will be able to take the money from the tires fund. I will then set up a new sinking fund for eyeglasses and exam two years from now. I anticipate spending about $265 so that means I should set up a new sinking fund and aside $11 a month for eyeglasses. I will continue to put aside $22 a month for tires. Who knows what tires will cost in two years!
I am curious how my eyes will be this time. Sometimes there is no change, but since I have modified my diet and am eating clean, real food, it will be interesting to see if my eyes at least have stayed the same.
As a child, I had a bad experience with glasses. I actually needed them at the age of nine, but my mother was too poor to buy me glasses and I guess I slipped through some crack at school because I was fourteen before I was finally hooked up with the Lions Foundation for a pair of free glasses. I ended up wearing those freebie glasses for over five years. The foster family I lived with was too poor to buy me a new pair of glasses, and so that first pair was terribly broken by the time I had money of my own. The frames were broken in half and I had to glue them together with super glue. Both arms lost their screws along the way, and I had to use fishing line to wrap them together. This made for a terribly rickety pair of glasses and really made me feel like a dork. My second pair I was able to buy with money I received from my paternal grandparents when they passed away. They left $2000 to each of us. I was allowed to have $500 and was required to give the remainder to my foster mother… I bought glasses and had cavities filled in two molars.
So, as a result of my childhood experiences with glasses, I want nice new glasses. I am reluctant to go with Zenni Optical because I cannot get progressives in fashionable frames. The frame I want is too narrow for progressives at Zenni… and although I’m happy with my Zenni Optical glasses, I really want to be able to pick out something fashionable at Costco.
I will do as I have done in the past, and I buy a single vision pair from Zenni Optical once I get my new prescription. I might even take a chance and buy a pair of progressive sunglasses to see how those work.
Saving $11 a month for new glasses makes them much more affordable for me. Do you keep sinking funds? What kinds of things do you save for?