Update on Statement Credits

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Okay, so I have to say this really takes a lot of juggling to get these statement credits! It is definitely simpler to buy groceries, gasoline, etc. with the appropriate debit cards and be done with it.

I have my paycheck direct depositing into three checking accounts. One portion is my car payment, another [CLICK TO CONTINUE...]

Update on Balance Transfer Plan (Fall 2014)


Back in October I wrote about my plan for my balance transfers.  Two of my credit cards were not at 0%, and on two others the promotion was ending (in December).

I really had to put together a plan this time because three of the cards were Chase and that made it tricky because [CLICK TO CONTINUE...]

Credit Card Processing Terminals Retail Requirement as Society Goes Cashless

The credit card giant, Master Card, put together a whitepaper called “Cashless Journey.” In it, they explain that “countries around the world are working to make their payment systems less dependent on cash.” This is because studies have shown that a transition away from cash payments is a sign of a healthy economy. For [CLICK TO CONTINUE...]

Balance Statement Credits – Are They Worth It?


I say yes. 

Here are some rules:

Make sure the card has no annual fees. Once you have been approved for the card, call the company and learn the details on earning the credit.  For example, ask for the dates purchases need to be made in order to qualify. Confirm that you will receive [CLICK TO CONTINUE...]

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