I know, I know, after all the kicking and screaming and defensive posts on why I don’t need a smart phone and here I find myself owning one and really, really liking it despite myself.  Right up to the moment I purchased the phone, and agreed to the data plan I was having misgivings [CLICK TO CONTINUE...]

For most of my life I’ve just muddled along, not really giving much care to my health, because I’ve always considered myself to be healthy.  By that I mean I’m not sick often, and rarely have to take sick time off from work.  I don’t have a huge laundry list of complaints… sure I [CLICK TO CONTINUE...]

I’ve told y’all I’m planning a big FIVE-OH birthday party for myself, and I’ve continued to plunk $20 each month into my sinking fund in anticipation of this party.  In the meantime, I turned 48 a couple of months ago, and this year I did something I’ve never done before.

Since my husband and [CLICK TO CONTINUE...]

Actually that title should read No New Tires for my Vehicle… the last couple of times I had to buy tires, I needed them in about eighteen months time.  With my last purchase of tires I finally set up a sinking fund so I would have enough money set aside when I needed tires [CLICK TO CONTINUE...]

I was looking for a new font to make a new header for my blog. I just felt like making a change, and in the process I found a “get out of debt” group at Flickr and thought this image was interesting. So interesting in fact, that I thought it would be fun to [CLICK TO CONTINUE...]

Last year I was terribly disappointed with Target’s 90% off after Christmas sale. Kudos to Target, though!  For once, they got their ordering right and had hardly anything left, but that meant that there was hardly anything to pick from which made it not very fun for me.  I don’t know if the pickings [CLICK TO CONTINUE...]

I’ve suffered a lot of guilt in my life over tithes until a couple of years when I learned why it’s not necessary to feel guilt or fear.

I was raised in a religion that demanded 10% of one’s gross income, or God’s punishment would rain on any who dared disobey. [CLICK TO CONTINUE...]

One of the ways I’ve saved money over the years is by keeping my hair long.  I’ve had my hair cut about four times in the last fifteen years. My hair is naturally straight as a board and won’t hold a curl so I usually wear it in a ponytail, french braid, or twist [CLICK TO CONTINUE...]