I have noticed over the years that I have a bad habit of doing something when extra money comes in. For example, last month an extra $30 landed in my PayPal account. So I thought I’d go ahead and buy those Wii games that I mentioned on my spending spree. But I’d forgotten that was one of the reasons why I went ahead and bought the extra Pioneer Woman Cooks cookbooks because I knew the $30 could help to pay for a couple books. So essentially I spent it twice!
It happens sometimes when my mom gives me money for my birthday. I’ll think, mom put $50 into my account. I can buy these books (or whatever) now, and when the money comes in I won’t spend it. Then when the money comes in, I’ll find something else I can buy for $50.
It’s a terrible habit, I don’t know why I do it and I am not even sure how to stop myself from doing it. I mean, I don’t do it ALL the time, but it’s a weird mind game I seem to play with myself.
Have you ever caught yourself doing this?
Just wondering,
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I’m guilty of this too! I receive monetary gifts on my birthday and holidays, but might accidentally spend it twice. I keep really good records of what I spend and earn in QuickBooks so it’s even more glaring when I notice it. argh!
Not only am I guilty of doing this, but it’s even worse when my wife and I “prespend” unexpected money separately. i.e. we both know there’s a check on the fridge for $50 from grandma – and by the time I get home from work, I’ve stopped by and picked up batteries and fertilizer – then she pulls out the new curtains we’ve been wanting to get!
SCREAM! Mr. Debtbeater! My inspiration for starting Out of Debt Again! Where have you been? Yes, this happens with Mr. A and I occasionally, too. How’s it going with you and the family?! Hope all is well.
Little House, it is good to know I’m not the only one!
Uhm – yes.
It helps me to have it in cash.
Life is rather busy.
The blog continues to throw a nice residual into my paypal account every month – but the inspiration to continue daily maintenance is drained on a daily basis by other things. I continue to skim your posts via RSS regardless – and glad you’re still going strong. 
Sheila, it sure does put a break on any spending, doesn’t it? Thanks for stopping by and commenting!
Mr. Debtbeater, I’m glad to hear you still visit my blog. Thanks!