It’s a fact of life that most of us have to work to pay bills, the mortgage or rent, food and entertainment and everything else. Most of the time I can dull the pain which comes from having to turn my money over to everyone else, I’ve grown accustomed to it, but some things are more aggravating than others.
Here are the things I hate spending my money on. Some of them I’ve had to spend money on in the past and no longer have to now, and some of them I don’t spend money on because I hate the idea of it so much. Others are simply necessary and I have no choice.
As you read through, think of the things YOU hate to spend your money on and please share in the comments. Here are mine:
- Electricity. I hate spending money on our electricity bill year round! The lowest it has been this winter has been $189.20 and the highest bill in 2011 during the summer was $458.25!! We don’t have a lot of choice in the matter as there is only one electrical company out here, we live in the Arizona desert and our home is all electric. Someone is home twenty four hours a day, and sometimes throughout the night, and we rarely eat out so there is a lot of cooking done. I work from home one day a week for my “day” job, and am at the computer three days a week working on one thing or another. My husband manufacturers product that requires electricity and our youngest son works full time as a system administrator but is able to telecommute three days a week, so we go through a lot of electricity here.
- Cigarettes. Okay, this is not something we currently spend money on, but I do remember hating it years ago. My husband was a smoker for many years, from his teenage years until the year he turned 41. According to Quit Keeper v1.09 he has not smoked in 5 years and 3 months, that’s 1918 days, 38,363 cigarettes, and $7097.22 saved.
- Supplements I can’t use. I am more comfortable seeing a naturopathic physician as opposed to a regular medical doctor, but apparently NDs have a reputation for selling (pushing) supplements. The supplements are actually quite reasonable in price, and the ones recommended to me have only been about fifty cents more than Amazon pricing. The problem is I have been to the office three times and each time walked out with product I cannot tolerate because of one ingredient or another, amounting to just about $200 worth of supplements which I cannot use! I have vowed from now on that I will not buy another supplement until I research it on my own.
- Dentist. This is a necessary evil that I wish I never had to deal with ever again. I almost can’t blame my boss for having all her teeth pulled in her thirties! She tells me now that she made a mistake, but she was so sick of having to go to the dentist that she insisted they pull all her teeth. Her regular dentist refused, so she went to a dentist that advertised in the paper with a good price to pull all your teeth and put in dentures. She tells me all her bottom teeth were beautiful with no cavities and she wishes she had at least kept the bottom teeth because there is nothing to hold the bottom denture in place. I was really bummed to recently learn that my only crowned tooth has a cavity at the base of the gum line. Something happened to the finish that is applied and that part of my tooth was exposed and now has a cavity that has to be fixed. I would also like to have my eleven amalgams removed, so there is a lot of dentistry in the future for me.
- Gasoline. My round trip commute is
I live100 miles from my job, and although I can get away with telecommuting one day a week, I am really needed in the office the other days. With the price of gasoline rising every day it is a little scary wondering how high it will go, especially since I’ve recently heard gasoline is up to $6 a gallon in Florida.
- Junk Food. Since December 2009 I have not eaten white flour, white sugar, grains, anything with gluten, soda, potatoes, artificial colors, artificial flavors, food coloring… I know you’re asking, “What can you eat?” Well, I stick to a real food diet that consists of meat, vegetables, healthy fats, fruit, nuts and honey. But my husband eats enough junk food for the both of us (and remains thin as a rail). I hate that any of our money is spent on nutrient empty foods. But I have to say I’m thrilled that he stopped smoking.
- Traffic tickets. I have only received one of these in my entire driving career. Knock on wood. But don’t you feel stupid when you get a ticket? I know I did. I made a right hand turn on a red light coming off the freeway. It’s legal on almost every highway in Maricopa County, except for a few odd ones here and there. But in the City of Mesa, it’s the law at almost every freeway off ramp. There was a police officer three cars behind me and he drove into the gore area to pass around everyone dutifully waiting at the red light, to come after me. I had been driving that route twice a week for at least a year, but I had never noticed that it was not legal to make a right hand turn on a red! Now I am extra careful to watch for these traffic signs. I was able to attend traffic school which prevented any points from being placed on my license, which would have caused my auto insurance to go up. I still had to pay around $200 which cost more than the ticket would have!
- Late Fees. I especially hate paying late fees on credit cards! It’s bad enough that I am paying interest on the balance owed. I have only been charged late fees a handful of times and luckily it has happened so infrequently that most of the time I am able to get the credit card holder to reverse the charges. It is embarrassing when that happens.
- Lottery Tickets/Gambling. I have never liked gambling, and playing the lottery feels the same to me. Sure you can buy a lottery ticket for as little as one dollar, but I don’t even like throwing one dollar away. I know all it takes is one ticket to win the million dollars but the chances are so amazingly high that it’s highly unlikely my ticket will be the one picked. I have friends who buy $50 in scratcher tickets every week and they love their little scratching hobby. But to me it’s mostly a waste of money.
So far I’ve only come up with 9 things I hate to spend money on. Help me out with #10. What is the thing YOU most hate to spend your money on? Please share in the comments!
After you’ve left your comment, please hop over to my current giveaway here at Out of Debt Again. You can enter to win one free pass to Blogging Your Passion University Courses 101 and 201.
OUT OF DEBT AGAIN is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to AMAZON.COM. OUT OF DEBT AGAIN is an affiliate for several companies and may be compensated through advertising and marketing channels. This post may contain affiliate links.