I have noticed over the years that I have a bad habit of doing something when extra money comes in. For example, last month an extra $30 landed in my PayPal account. So I thought I'd go ahead and buy those Wii games that I mentioned on my spending spree. But I'd forgotten that was one of the reasons why I went ahead and bought the extra Pioneer Woman Cooks cookbooks because I knew the $30 could help to pay for a couple books. So essentially I spent it twice!
It happens sometimes when my mom gives me money for my birthday. I'll think, mom put $50 into my account. I can buy these books (or whatever) now, and when the money comes in I won't spend it. Then when the money comes in, I'll find something else I can buy for $50.
It's a terrible habit, I don't know why I do it and I am not even sure how to stop myself from doing it. I mean, I don't do it ALL the time, but it's a weird mind game I seem to play with myself.
Have you ever caught yourself doing this?
Just wondering,
I’m guilty of this too! I receive monetary gifts on my birthday and holidays, but might accidentally spend it twice. I keep really good records of what I spend and earn in QuickBooks so it’s even more glaring when I notice it. argh!
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Mrs. Accountability Reply:
November 25th, 2009 at 10:07 am
Little House, it is good to know I’m not the only one!
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Not only am I guilty of doing this, but it’s even worse when my wife and I “prespend” unexpected money separately. i.e. we both know there’s a check on the fridge for $50 from grandma – and by the time I get home from work, I’ve stopped by and picked up batteries and fertilizer – then she pulls out the new curtains we’ve been wanting to get!
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Mrs. Accountability Reply:
November 25th, 2009 at 10:06 am
SCREAM! Mr. Debtbeater! My inspiration for starting Out of Debt Again! Where have you been? Yes, this happens with Mr. A and I occasionally, too. How’s it going with you and the family?! Hope all is well.
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Uhm – yes. 🙂 It helps me to have it in cash.
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Mrs. Accountability Reply:
December 13th, 2009 at 6:47 pm
Sheila, it sure does put a break on any spending, doesn’t it? Thanks for stopping by and commenting!
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Life is rather busy. 🙂 The blog continues to throw a nice residual into my paypal account every month – but the inspiration to continue daily maintenance is drained on a daily basis by other things. I continue to skim your posts via RSS regardless – and glad you’re still going strong. 🙂
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Mrs. Accountability Reply:
December 13th, 2009 at 6:53 pm
Mr. Debtbeater, I’m glad to hear you still visit my blog. Thanks!
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