August 2009 Monthly Report

Monthly Reports
Last month we decided Mr. A would begin using his business credit card for gasoline purchases, so we came in just under my estimate for gasoline for my vehicle.  Mr. A's truck is used almost exclusively for his business so we shouldn't really count the money we pay for gasoline as personal expenses. Without even trying, we came in $229.60 under budget on groceries, although in the last week of August we decided to cut the grocery budget to $160/week.… Read the rest

Cash System for Groceries Week 1

cash system
If you are visiting from the 196th Festival of Frugality hosted at Green Panda Treehouse, welcome to Out of Debt Again! Thank you Green Panda for including my post in today's carnival! Our first week of using the cash system for groceries was Monday September 7th to Sunday the 13th was a great success! Mr. A held onto the cash for groceries and he ended up spending $158.00. Our goal was to stay under $160. Boy, it sure does make… Read the rest

Carnival Time!

Carnivals
Over the weekend I entered six of my recent posts into carnivals!  I am hoping all of my posts will be accepted, and am listing them here. If they were not included, I will simply draw a line through them. Thank you to all the hosts who accept my posts into the carnival! Monday, September 14th I have entered My On and Off Again Love Affair with eBay at the Carnival of Money Stories II hosted at The Suburban Dollar.… Read the rest

To Close or Not To Close?

credit cards, plan of action
Jeremy over at Generation X discussed whether or not one should close a credit card account in his recent post If You're Going to Consolidate Then You Have to Stop Using Credit. Since we've been looking into refinancing our home, and rolling in the credit card debt, this post says many of the things which I've been thinking and worrying about. Jeremy discusses in the third paragraph To Close or Not to Close, some ways to determine if it's a… Read the rest