One of my friends called me today, very upset about a situation going on with her mother.

I can’t really go into much detail, since I don’t know much.  I do know that her father passed away five years ago and there wasn’t any retirement money.

Her mom’s health is failing, she is in … click here to continue reading When I Approve of Filing Bankruptcy

Last weekend I was paying credit cards like I always do around the 15th of the month.  I was able to log into my Chase account, but they were doing some kind of maintenance on the site and balances, the option to pay, see statements, etc. was not available for the weekend … click here to continue reading Line of Credit Increased and Late Fee Assessed

In May I reported that we had $769.82 left on the Discover credit card.

In June I reported that we had received a tax refund this year – remember when I told you how Estimated Payments Made in January Count Toward Previous Year?  In that post I mentioned that Mr. A suggested … click here to continue reading Snowballs in Arizona – Paid Off Three Credit Cards!

At the end of March thanks to the encouragement and voting choices of my readers, I made a commitment to get rid of the debt on our Discover credit card since they’d jacked up our interest rate, and I thought I’d give you an update on how we’re doing with our goal. … click here to continue reading Update on the Discovery Card Debt Reduction Plan

This credit score thing is really starting to get on my nerves.  Back in October I checked my score and it was at 751.

Now it’s at 731. What in the world is happening? Why has my credit rating dropped?  To my knowledge, I have done nothing to make this happen. I haven’t … click here to continue reading My Credit Score Dropped Again!

Back on March 30th, I wrote about how I’d called Discover to find out if they could lower my rates.  They said they couldn’t for my current balance, but they would be more than happy to give me a 3.9% promotional rate on any purchases made until October.

A few days later, I … click here to continue reading Thanks Discover, You Can Stop Now

I’ve been going along merrily paying these dratted credit cards.  Discover was at 12.24% and I was okay with that. I haven’t wanted to do any balance transfers because I didn’t want to mess with my credit score since we were supposed to refinance our mortgage at the end of 2009. That … click here to continue reading Discover Card Raised My Rates – Four Months Ago!

Have you gotten any notices about the changes?  I have received several.

My GE Money Lowe’s card (which I haven’t used in years) arrived with this information:

Due to new credit card regulatory requirements, we will no longer be permitted to offer “no payment” promotions. As a result, starting on February 1, 2010, any … click here to continue reading Those New Laws Regarding Our Credit Cards

Mr. A has dealt mostly with cash in his life, so in February of 2008 I had him apply for a secured credit card so he could begin building his credit.  We put $600 into the bank, and they held onto it while we used the card to buy gasoline and … click here to continue reading Mr. A’s Credit Score