It costs money to get a college education. Ordinary people looking for good qualifications as a means to a better future career usually finish their education in debt as the price they pay for their ambitions. They regularly have a student loan to pay off though the terms and conditions of such loans ensure that their repayment is usually manageable. Students who also have credit card debt need to pay a minimum each month on any outstanding balance. It will… Read the rest

Okay, so I have to say this really takes a lot of juggling to get these statement credits! It is definitely simpler to buy groceries, gasoline, etc. with the appropriate debit cards and be done with it. I have my paycheck direct depositing into three checking accounts. One portion is my car payment, another portion goes to Wells Fargo for groceries and my husband's gasoline and mad money, and the remainder goes to another checking account from where I buy… Read the rest

I say yes.  Here are some rules: Make sure the card has no annual fees. Once you have been approved for the card, call the company and learn the details on earning the credit.  For example, ask for the dates purchases need to be made in order to qualify. Confirm that you will receive a credit for X dollars after X dollar amount in charges within X number of days. (Example: You will receive a credit for $300 after $1000… Read the rest