I am delighted and honored to be interviewed by Bill Hazelton over at Credit Card Assist in his Best of the Best Blogger Series.  Bill did an excellent job summarizing my financial life story and we chatted about stress management, deprivation mindsets and shopping at Costco.  It is quite an honor to find [CLICK TO CONTINUE...]

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Dave Ramsey says “…your credit score is not an indicator of winning financially. All it tells you is whether you are good at borrowing money and paying it back. That’s it.” He says you can still get a mortgage without a FICO score by jumping through a few hoops, but guess what? [CLICK TO CONTINUE...]

So far 2011 has been quite a struggle, but things are finally looking up for Mr. A’s business. We’ve done some reassessing of business practices and found some areas that needed tweaking, and it seems to be having a positive effect.  Mr. A is gaining slowly with his business, and we expect he will [CLICK TO CONTINUE...]

I’ve been using Credit Sesame to check my credit score since December 2010.  Credit Sesame derives its information from Experian.

When I first checked my score through Credit Sesame, it was 760.  It now shows my credit score is 761. As I mentioned in my review for Go Free Credit my actual credit [CLICK TO CONTINUE...]

Last year we managed to pay our credit card debt down from $23,587.53 to $15,541.76. That’s a drop of $8045.00.  I thought today I’d take a few minutes to share an update on how we’re doing on paying down our debt, because yes, in spite of the doggone money crunch we’re experiencing, we are [CLICK TO CONTINUE...]

// I’ve been dying to see how Credit Karma and CreditSesame.com “credit scores” match up with actual FICO credit scores. I was finally able to quench that desire with this offer from GoFreeCredit where you can get all three of your credit scores, from all three reporting agencies.

Here are the numbers that I [CLICK TO CONTINUE...]

We’re still able to make it financially, but extra payments to our credit card debt is going to have to hold on a bit.

We were going along like gangbusters last year paying off debt at a pretty nice clip.  We started 2010 owing $23,587.53 in credit card debt.  On December 31st, 2010, the [CLICK TO CONTINUE...]

I don’t use credit cards a lot, and haven’t had much experience with rewards cards.  But when Mr. A opened his business checking accounts in April 2009, he applied for and was given a rewards credit card.  As a “reward” for opening the account he was awarded with an initial 2500 points.  We were [CLICK TO CONTINUE...]

One of my friends called me today, very upset about a situation going on with her mother.

I can’t really go into much detail, since I don’t know much.  I do know that her father passed away five years ago and there wasn’t any retirement money.

Her mom’s health is failing, she is in [CLICK TO CONTINUE...]

Last weekend I was paying credit cards like I always do around the 15th of the month.  I was able to log into my Chase account, but they were doing some kind of maintenance on the site and balances, the option to pay, see statements, etc. was not available for the weekend so I [CLICK TO CONTINUE...]