Do You Gamble For Entertainment?

spending money
I've often said that I'm glad I'm not a gambling kind of person as it just so happens that I drive past four casinos on my way home from work each day.  The nearest one is less than 15 miles away from home and I know quite a few of my neighbors whose idea of a great evening is to put some money down on a few tables. Who knows, you could end up winning big! It does happen after… Read the rest

Milk Expires: Miles Shouldn’t

business tips
Unless all of your miles are with Delta, they can expire.  There is no sadder fate for an airline mile, given how easy it is to avoid mileage expiration. First, the facts:  most airline miles expire after a defined time period during which there is no authorized activity.  The typical time period is 18 months (American, US Airways, United).  Some airlines are a bit more generous.  Southwest Airlines is 24 months.  And, Korean Airlines is an amazing 7 years.  For… Read the rest

I Never Wanted to Be an Entrepreneur But I’ve Changed My Mind

Business, Just Stuff
Ten years ago I thought I'd always work a regular job. In fact, I had definite thoughts about entrepreneurship – I was certain it wasn't for me.  I liked the safety net of working for someone else.  I didn't like the idea of being solely dependent on myself to make the money.  I felt working a “regular” job would be infinitely more reliable. But in the last couples of years I've changed my mind.  I've got a taste of what… Read the rest
Dollars

Easy Ways to Raise Cash for Faster Debt Reduction

plan of action
The following is a guest post. Improving cash flow to slash debt has common benefits but unique challenges. The more money applied to principal balances now will save large sums of interest expense later.  However, increasing income in the short term may be more difficult for some than others. Thankfully, there are common expenses that can be slashed for most homeowners. The monthly savings provides money to accelerate paying off your debt or other financial goals. Here are a few… Read the rest