Category Archives: Just Stuff

Climbing out of Debt

Things to Know About Balance Transfers + March 2017 Credit Card Update

It has been almost three years since I’ve posted a personal finance update to my blog. My youngest son AJ (27yo) and I were talking about our personal finances this morning. He’s doing a great job managing his credit cards and credit score. Talking to my son inspired me to write an update post. I’ve continued with making balance transfers every fall, moving the balance from one card to the next. Here are a few things I’ve learned over the… Read the rest

Business Investing: Signs of a Great Deal for Future Returns

Even businesses with the most lofty mission statements might not always reach their goals. Two stellar (and confounding) examples of this are Atari and the DeLorean Motor Company (1). Still, investing in a business opportunity should never involve a roll of the proverbial financial dice. It takes a great deal of research to appreciate which ventures may turn a profit and those to avoid at all costs. Much of this is associated with the type of business, the industry and… Read the rest

UK Debt Relief Options

Being in debt is a reality that many people face in the current economic climate, but the good news is that if you’re in the United Kingdom, there are ways in which you can deal with that debt to ensure that you are able to start again financially without high payments hanging over you. The following options are open to you if you are in debt, and by choosing the right one, you can ensure that you can get hold… Read the rest

Dealing With Debt – Finding the Right Solutions

Owing money is not a pleasant situation in which to be. In November 2015, British households borrowed £1.5 billion in loans and credit cards. For many of us, financial debt can seem like a deep hole with no obvious way out. However, there are various debt consolidation options available, some more formal and drastic than others. Have a look at this list of debt reduction techniques and find one that suits you. Informal Agreements with Creditors Loan companies are often… Read the rest