True Confessions: Columbia House Fiasco

True Confessions
This is one of those things that happened and like dominoes just kept getting worse and worse. First Mistake – Never Sign Up in the First Place A couple of years ago, I signed up with Columbia House to earn some MyPoints. When I was a stay at home mom living below poverty level, I had a lot more time to keep track of memberships I'd joined for one dollar and needed to cancel in thirty days.  But I know… Read the rest

Dang It T-Mobile, I’m NOT Happy!

My Two Cents
Yesterday morning Mr. A called me to find out which account he should use to take out $250 cash for a great deal he'd found on 4′ x 8′ plywood that was 5/8″ thick. I'll tell you more about this deal, but first let me tell you why T-Mobile has me annoyed. Mr. A would have used his business account, but they don't open until 10am and we haven't gotten him a pin number on his debit card yet. So… Read the rest

Working in the Garden

gardening, saving money
A couple of weeks ago I was having a really stressful weekend.  Mr. A and I had a misunderstanding which only made things worse.  I texted him, only to find out he wasn't upset with me at all, instead, he thought I was upset with him! After that I called him on the phone and the tears were rolling as I told him why I was so stressed out and listing all the things I had to get done. Poor… Read the rest

My Credit Score Dropped Again!

credit cards
This credit score thing is really starting to get on my nerves.  Back in October I checked my score and it was at 751. Now it's at 731. What in the world is happening? Why has my credit rating dropped?  To my knowledge, I have done nothing to make this happen. I haven't opened any new credit card accounts, I haven't applied for any credit at all. I haven't missed making any payments, and I'm paying more than the minimums.… Read the rest