Category Archives: saving money

Are there any 5% Interest Savings Accounts or Was That Just in The Olden Days?

saving money
In January my employer set up a 403(b) program for our company. The 403(b) is the 401(k) version for non-profit agencies. Previously we've only had a profit sharing program which was employer funded only. Sadly, there was only one contribution made into the profit sharing program for over two decades so I am vested for a very low amount. After twenty years of service… I am fully vested for just around $2K. Our CEO recently retired and since the program… Read the rest
Cutting Credit Card

7 Habits to Keep You Financially Secure

saving money
Keeping your finances on track and setting yourself up for a safe retirement requires proper financial habits. If you’re looking for ways to pad your wallet, cover the rising costs of life’s necessities, and help reach your financial goals, incorporate the following 7 tips into your daily life. 1. Create a Budget and Stick to It It’s important to live within your means—but how do you define “your means”? By setting a budget based on your expenses. Determine your after-tax… Read the rest

Seven Tips to Save Money at Home

saving money
A penny saved is a penny earned. In today's uncertain times, no matter how good your job and how secure your income stream, it pays to cut corners and save money. If nothing else, you could spend the money saved to splurge on something you really like. Here are seven ways to save money at home. 1. Opt for 4G Internet over Broadband One easy way to save money at home is by opting for 4G instead of your broadband… Read the rest

The Benefits of Saving

saving money
The following is a guest post. Whether you're saving for a specific purchase, such as putting down the deposit on a house, or simply taking precautions and putting money aside for a rainy day, saving can help you achieve your goals and give you the financial nest egg you deserve.  Very few of us are in a position where we can buy or pay for everything we want outright. The two main choices when it comes to major purchases are… Read the rest