Don’t Forget to Cast Your Vote – and Higher Spirits Today

Just Stuff
I've bounced back a bit today. Thank you for the kind words of encouragement. Mr. A and I talked last night about money we have coming in and we should be able to pay our income taxes as soon as his client cuts a check. So I should be able to do our taxes this weekend, and I'll get one more thing marked off my “to-do” list. I came up with more things to be grateful for and am feeling… Read the rest

Depressed Beyond Words

True Confessions
Today's post feels embarrassing and humiliating. I want to be successful and make great strides in our debt reduction. I don't want to keep going further into debt. But maintaining my positive outlook, I have to remind myself that the choices we made last year were for a reason. Something happened that had to happen, we incurred debt, and didn't pay enough income taxes. All year long I knew it was going to be a problem, but I didn't take… Read the rest

Paying Off That 14.24% Credit Card

Balance Transfer Saga, credit cards
FINALLY! I'm doing it today! I've just transferred $4000 on the Citicard to the Chase card, and I'm about to pay the balance of $3909.19 from my checking account. I printed out the statement and noticed the APR has gone down to 12.99%. It kind of freaked me out to see that it had dropped. The interest was lower for the month as a result. $87.84. As I was going through the balance transfer process at Citicard, the instructions said… Read the rest

New Direction

plan of action
I've said before, you can analyze things and plan and figure it all out, but sometimes when it's time, it's time. For example, I have a couple of women friends who are biding their time in their marriages, because they aren't sure they would be able to make it on their own. One is taking college classes in preparation for a career where she'll hopefully make more money than if she doesn't have a degree. She has three children to… Read the rest