Hopefully It's Finally Over!! Balance Transfer Saga!

I hope this is the final entry in the Balance Transfer Saga.

I made up my mind that this weekend I HAD to “find out where we are with our money.” I’ve been busy for the past three weekends and haven’t been able to get receipts entered into Quicken, reconcile accounts, look at our [CLICK TO CONTINUE...]

Yet One More Update On The Balance Transfer Saga

If you haven’t read it before, you can read all about it from the beginning by clicking on this link.

This should be the final update for this saga.

Today I received a letter from Citicards that said, “Dear Mrs. Accountability: Thank you for your recent inquiry regarding your Citicard account. We’re pleased to [CLICK TO CONTINUE...]

Citicards Update

A few days ago, I admitted my mistake in not making my FIRST payment to my new 0% interest card.

I promised that I would let you know as soon as I knew, whether my rates had been raised, and if I’d been charged a late fee.

1. I was charged a late fee. [CLICK TO CONTINUE...]

Loser with a Capital L

That’s what I feel like tonight!!!!!

I remember trying to get an automatic payment set up with the new ZERO PERCENT interest card, and I couldn’t remember when the payment was due. I thought maybe on the 7th, or the 9th, or TODAY.

I was gone working with my husband all day long, with [CLICK TO CONTINUE...]

Good-bye Chase!

The payment from Citicards finally arrived at Chase, and we now have a -$0- balance there. Nice.

Our cancellation refund check arrived from Geico Direct in the amount of $269.46.

Mr. A’s last “day job” paycheck hit our checking account this morning to the tune of $999.00. He’s been busy with his new business, [CLICK TO CONTINUE...]

Balance Transfer Update

I’ve been logging in to Chase every day, to see if the remaining $4000 has been paid with the balance transfer from Citicard. It’s still there this morning.

I checked my Citicard account this morning to see if there was any information about the balance transfer, as I began the process last Saturday on [CLICK TO CONTINUE...]

Paying Off That 14.24% Credit Card

FINALLY! I’m doing it today!

I’ve just transferred $4000 on the Citicard to the Chase card, and I’m about to pay the balance of $3909.19 from my checking account.

I printed out the statement and noticed the APR has gone down to 12.99%. It kind of freaked me out to see that it had [CLICK TO CONTINUE...]

I Finally Did It! -- 0% Interest

Zachary Spencer of This Can Change made a comment over at Mr. Debtbeater’s and following his link to his blog I found a post where he mentions the Citi Professional Cash Card which offers 0% interest on your balance transfers, with no fee to transfer, and no annual fee. This is the best deal [CLICK TO CONTINUE...]

Transferring Credit Balances to That 0% Credit Card

More research on transferring the two cards to one. I received an offer in the mail and it looks like a good deal. Some of the relevant fine print:

No annual fee 0% APR on balance transfers for 12 months 9.99% fixed APR on balance transfers after 12 months Transfer fee 3% of amount [CLICK TO CONTINUE...]

How People Manage Credit

Paid Twice discusses the reasons why she keeps her credit cards on her.

I do carry one credit card, but I never use it. I have a slew of credit cards in a drawer. Back in September, I ordered my credit scores. It was great to see all my open accounts in a list. [CLICK TO CONTINUE...]