I hope this is the final entry in the Balance Transfer Saga.
I made up my mind that this weekend I HAD to “find out where we are with our money.” I’ve been busy for the past three weekends and haven’t been able to get receipts entered into Quicken, reconcile accounts, look at our [CLICK TO CONTINUE...]
If you haven’t read it before, you can read all about it from the beginning by clicking on this link.
This should be the final update for this saga.
Today I received a letter from Citicards that said, “Dear Mrs. Accountability: Thank you for your recent inquiry regarding your Citicard account. We’re pleased to [CLICK TO CONTINUE...]
I remember trying to get an automatic payment set up with the new ZERO PERCENT interest card, and I couldn’t remember when the payment was due. I thought maybe on the 7th, or the 9th, or TODAY.
The payment from Citicards finally arrived at Chase, and we now have a -$0- balance there. Nice.
Our cancellation refund check arrived from Geico Direct in the amount of $269.46.
Mr. A’s last “day job” paycheck hit our checking account this morning to the tune of $999.00. He’s been busy with his new business, [CLICK TO CONTINUE...]
I’ve been logging in to Chase every day, to see if the remaining $4000 has been paid with the balance transfer from Citicard. It’s still there this morning.
I checked my Citicard account this morning to see if there was any information about the balance transfer, as I began the process last Saturday on [CLICK TO CONTINUE...]
Zachary Spencer of This Can Change made a comment over at Mr. Debtbeater’s and following his link to his blog I found a post where he mentions the Citi Professional Cash Card which offers 0% interest on your balance transfers, with no fee to transfer, and no annual fee. This is the best deal [CLICK TO CONTINUE...]
More research on transferring the two cards to one. I received an offer in the mail and it looks like a good deal. Some of the relevant fine print:
No annual fee 0% APR on balance transfers for 12 months 9.99% fixed APR on balance transfers after 12 months Transfer fee 3% of amount [CLICK TO CONTINUE...]
Paid Twice discusses the reasons why she keeps her credit cards on her.
I do carry one credit card, but I never use it. I have a slew of credit cards in a drawer. Back in September, I ordered my credit scores. It was great to see all my open accounts in a list. [CLICK TO CONTINUE...]
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