Category Archives: CC Reports

Update on Balance Transfer Plan (Fall 2014)

Back in October I wrote about my plan for my balance transfers.  Two of my credit cards were not at 0%, and on two others the promotion was ending (in December). I really had to put together a plan this time because three of the cards were Chase and that made it tricky because I had to use other banks (Chase doesn’t allow balance transfers from one Chase card to another). Also, my budget really tightened up when I bought… Read the rest

September 2014 Credit Card Update + Balance Transfers

I haven’t updated our credit card debt in more than one year.  A lot has happened since that update in February 2013. I offer no excuses, only the facts. Here’s where we were before with a total of $13,915: AMEX $4,572 Chase $8,280 Wells Fargo Line of Credit $1,063 From February to November 2013, the AMEX bill had increased to $6,654. The interest rate was 13% so I decided to do a balance transfer to one of my Chase cards.… Read the rest

February 2013 Credit Card Update

The last time I shared an update on our credit card debt was in October when we had $10873 in credit card debt. Here are our current credit card balances: AMEX $4572 (was $1809) Chase $8280 (was $8714) Wells Fargo Line of Credit $1063 (was $350) $13915.00 is the grand total.  Once again, our debt has increased.  By $3042.00. And like the last time, I know why… of course I know why, I’d better know why!! my used car needed… Read the rest

October 2012 Credit Card Debt Update

The last time I shared our credit card debt was in July when I did the balance transfer when we had $9880 in credit card debt. Here are our current credit card balances: AMEX $1809 Chase $8714 Wells Fargo Line of Credit $350 $10873.00 is the grand total.  As you can see, our debt increased.  I can tell you one reason why – we had to buy $1600 worth of tires for one of our vehicles after Mr. A’s business… Read the rest