By Mrs. Accountability on February 17th, 2010
I never got around to reporting in December on our credit card debt. In November the total was $23,775.36 and at the end of January it was $23,645.68. It has gone down $129.68 in two months. Yet again, while I wish it was going down faster, at least it is going down and not rising!
Monday was very productive. I swear I’ve had ADD lately for the horrible time I’ve had concentrating. … click here to continue reading Credit Card Report January 2010
By Mrs. Accountability on December 23rd, 2009
I reported in October that our credit card debt was at $23,847.48. After finance charges and payments, at the end of November, our credit card debt is at $23,775.36.
It has gone down $72.36.
I am very pleased to report we did not use our personal credit cards in November. No wait, that’s a half truth. I did use my Discover card so I could get an extra $10 off on a … click here to continue reading Credit Card Report November 2009
By Mrs. Accountability on May 27th, 2009
President Obama signed a new bill regarding credit card rules which will go into effect in 9 months.
I need to do some research on it as I have heard there are some good and bad points to the new bill. I’ve heard that it could have an effect on “responsible” credit card users – by that I mean those who pay their bills on time, pay more than the minimum, … click here to continue reading Credit Card Worries and Update
By Mrs. Accountability on March 9th, 2008
Okay, February’s credit card report.
In January, we owed 10867.83 to two credit cards.
In February, I took a $6000 cash advance transfer into our checking account so we could pay for the past due child support which my husband owes to me (which we in turn have to pay back to the state since I was on welfare for a while).
Toward the end of February, we had a cashier’s check made … click here to continue reading Credit Card Report February 2008
By Mrs. Accountability on February 12th, 2008
Next month I hope to see much less interest on this report as I hope to have the balances transferred to the lower interest rate card within 30 days.
In my December 2007 report, I mentioned that the second card is a bit confusing as my sister’s cell phone is billed to my credit card.
That’s changed for this month, as I have switched the payment to deduct from my personal checking … click here to continue reading Credit Card Report January 2008
By Mrs. Accountability on January 20th, 2008
Here’s how the credit card report looks.
Basically we now have paid 21% of Credit Card #1 and 15% of Credit Card #2.
It’s a little confusing as my sister’s phone bills come to my credit card, and this past month our son purchased a Total Gym and I used the credit card. He did pay me back right away (just didn’t have the cash on hand with him) and my sister … click here to continue reading Credit Card Report December 2007
By Mrs. Accountability on December 2nd, 2007
Credit Card #1 11-14-07 $10,107 balance11-23-07 -$679.00 Payment11-30-07 +$118.00 Interest12-1-07 -512.00 PaymentNew Balance: $8034.0020.5% of this credit card has been paid.
Credit Card #211-14-07 $3792.0011-30-07 +237.00 Bills AutoPay11-30-07 +30.00 Estimated Interest12-15-07 -450.00 PaymentNew Balance: $3609.005% of this credit card has been paid.