Balance Transferring Update

I'm bummed. With all the balance transfer cards I applied for, I didn't do it right, and I've still got a Chase card at 14.99%. I paid off my FIA card, and it currently has an offer to transfer up to $10,200. I was jazzed about that, but then I realized there is no cap on the 3% transfer fee. I need to transfer almost $8000. That's going to cost around $240 in fees. Bummer. There were a couple of… Read the rest

Carnival of Money Stories #80

Stock photo “Blackout” by Spacewolf Welcome to this week's edition of the Carnival of Money Stories! It is my great pleasure to host this event. The weather has finally cooled down in the desert; it's chilly in the morning and I am looking forward to cozy nights in front of the fireplace with a hot mug of cocoa. Okay, actually I don't have a fireplace, but let's pretend. Grab a mug of your favorite hot beverage and join me! There… Read the rest

Hate Weeds? Don’t Kill Them, Eat Them!

If you are visiting from the Festival of Frugality, welcome to Out of Debt Again! Thank you Mighty Bargain Hunter for the fantastic effort of hosting this event, and including my post! Don't forget to check out my recipe for soup using purslane. I've called it Weed Soup. My garden is growing like gangbusters. Doesn't it look pretty? There's just one little problem. I knew my seeds were two years old, but I hoped they would still germinate. A few… Read the rest

What’s a Blog Carnival, How to Enter and Where To Find One?

I remember a few months after I started blogging I started hearing about blog carnivals. The blog that inspired me to start Out of Debt Again was Mr. Debtbeater. He wrote about entering some carnivals and I was so curious. I wrote to him privately and asked how carnivals worked. He was very helpful with information and I started looking around for myself. It felt like entering a whole new area of the Internet. Knowing what I know now, I… Read the rest