6 Common Mistakes to Avoid with Annuities

Just Stuff
Annuities are one of the most popular investments made by investors under 44 years of age. But young money-makers should consider the common mistakes others often make to ensure their investment pays off. 1. Selecting an Annuity Provider Rate Alone Image via Flickr by 401(k) 2013 It's important to find an annuity with a competitive rate, but this shouldn't be your own consideration. Independent ratings agencies can help you rank annuity providers on a range of important factors. Selecting one… Read the rest

An Accident, A Personal Injury & A Debt Situation – How I Recovered

guest post
The following is a guest post. For better part of a decade; my debt handling abilities have been pretty adequate. All of this changed with a single auto-accident (yes, St. Louis doesn’t have perfect drivers) and naivety shown by the insurance company. Everyone knows the importance of car insurance, but I guess only few are completely covered. In my case, an auto accident on East Isabella road not only damaged my beautiful Sedan, but also caused serious harm in the… Read the rest

Are You Prepared for Disaster? Get Started with the Ultimate Survival Bundle for just $29

My Two Cents
Do you worry about being prepared in the event of a disaster? Do you know what you should and can do now to increase your chance of survival in the event of a catastrophic event? One of the most important considerations is water.  Some sources recommend having 3 gallons of water for each person in your home in case of an emergency where water is contaminated.  Would you know how to treat contaminated water so that it would be safe… Read the rest

How To Save Money on Burial and Funeral – Donate Your Body to Science

saving money
I don't know anyone that likes to talk about dying. But you know, it's a fact of life that we are all going to die one day.  We're born, we live our lives, we pass away.  Recently a friend's husband passed away and in hearing about some of the costs to lay her husband to rest it hit me that dying is an expensive business nowadays.  According to AARP, the typical funeral costs $8000! My frugal Grandma passed away on… Read the rest