When to Upgrade… And When Not To

frugal
I think it’s so easy to get swallowed up by the promise of upgrades – of getting larger meals or longer warranties or more discounts – that it becomes hard to decide whether or not paying for upgrades is logical.  Firms know this, which is why they often spring these offers last minute or at the time of the purchase, when consumers are confident with their purchase.  It is so difficult to not “just” pay the “little” extra charge and… Read the rest

Is a Car Title Loan Right For Your Financial Emergency?

automobiles
It doesn’t matter how well you’re able to budget money; from time-to-time, financial emergencies may arise. If you don’t have a financial backup plan, you may stress and worry – don’t. There are ways to sort through financial messiness. This doesn’t include borrowing from family or friends or pulling out your credit card. If you own your car outright, a car title loan may be the solution to your short-term financial crisis. But, what is the best way to go… Read the rest

Tips for Preventing Chargebacks in eCommerce

business tips
Whether from buyer’s remorse, misunderstandings, or a business oversight, charge backs are a frustrating loss to online businesses. It’s already enough just to guide the customer into a purchase without them demanding a credit card refund. While these claims can often be disputed in order to let you keep your money, it is better to avoid the situation altogether. Set Clear Expectations Customers often don’t understand how businesses operate, from inventory to shipping. This leads to confusion and stress on… Read the rest
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How to Automate Your Finances

saving money
Sometimes I feel like a massive accounts manager just handling my personal family’s finances. From bills to credit cards to business expenses – it is mind-numbing how many passwords and due dates and other fixtures that I could forget about. So today’s post is all about automating your fiscal and related life – save money, save time, and save a ton of hassle. Auto-draft all standard bills. The simplest way to automate finances is to have all bills autodraft from… Read the rest