Discover Card Raised My Rates – Four Months Ago!

credit cards
I've been going along merrily paying these dratted credit cards.  Discover was at 12.24% and I was okay with that. I haven't wanted to do any balance transfers because I didn't want to mess with my credit score since we were supposed to refinance our mortgage at the end of 2009. That never happened because we are running too hard, I'm too tired and I can never get caught up on housework. I misplaced my Wells Fargo debit card at… Read the rest

Paradigm Shifts with Money

Blast From the Past
Over at Debt Free Adventure, I read a post recently on how Matt sold his motorcycle on Craigslist and how he'd jumped on the first offer for the bike, only to find that a couple calls later someone was offering twice the amount he'd listed it for.   Awwwwwww, bummer.  Since he'd already call the person with the first offer, and said they could have the bike, he was kind of in a spot, but he did the right thing. Reading… Read the rest

Emergency Fund – Your Take?

plan of action
Abigail from I Pick Up Pennies and Brad from Enemy of Debt had a huge discussion in the comments section of a post by Brad called When You're Tired of Being Broke, You'll Start Saving. Abigail followed up with a post at her site called Controversy or just quibbling? and then Emergency Funds Yea or Nay? The discussion was great and brought up a lot of good points, and of course my own two cents turned into a quarter so… Read the rest
How to Write a Check Correctly

Write Your Checks Correctly

My Two Cents
More and more people prefer to use online payment options or debit cards.  But the vast majority of Mr. A's customers still use their checking accounts in the old fashioned way, and prefer to write a physical check. We have only had one person ask to pay by credit card, and she ended up using a check in the end. Recently we had a customer write a check and in the area where you insert the numbers she wrote the… Read the rest