A Letter to Myself

Ninja over at Punch Debt in the Face asked us to join him in writing a letter addressed to ourselves ten years from now. He said he was tasked with writing a letter to himself the summer after high school and it would be sent to him six months later. So he asked us to join him in a similar exercise. I said I'd be interested in joining in, so here goes: Dear ten years older Mrs. Accountability, Girl, you… Read the rest

How Companies Try to Scam Other Companies In Real Life

There are a lot of scams going on all over the place. They seem to come up with something new every day. Here are a few I've run into in the last few months. The other day a call was transferred to my office at work. The person on the line wanted to let me know that our copier's ink cartridges had gone up in price, from $640 to $708 and she had permission from her supervisor to send us… Read the rest

The Discovery Card Plan

Last week I posted about how Discover raised my rates and I didn't catch it for several months. I went through four scenarios of what I'd thought we could do about getting rid of the debt on that card, and I set up a poll asking for my readers to vote on what I should do.  10 people voted, and nine of those voted to pay $703 immediately and $209 a month for six months. There were also a lot… Read the rest

Giveaway: TurboTax Deluxe Federal & State Return

I have one TurboTax Deluxe Federal and State Return card to giveaway. The card does not state anywhere on it but I believe the value is $50. The instructions on the card state 1) You must prepare your tax return online at turbotax.com 2) In the Print and File section, when you get to the screen titled “Review your TurboTax Fees” click on the link at the bottom of the page that says “Enter Pre-Paid Code” and 3) enter the… Read the rest