I reported in October that our credit card debt was at $23,847.48.   After finance charges and payments, at the end of November, our credit card debt is at $23,775.36. It has gone down $72.36. I am very pleased to report we did not use our personal credit cards in November. No wait, that's a half truth. I did use my Discover card so I could get an extra $10 off on a purchase at Amazon, but I have already paid… Read the rest

Okay, February's credit card report. In January, we owed 10867.83 to two credit cards. In February, I took a $6000 cash advance transfer into our checking account so we could pay for the past due child support which my husband owes to me (which we in turn have to pay back to the state since I was on welfare for a while). Toward the end of February, we had a cashier's check made out for nearly $6000 and sent it… Read the rest

Next month I hope to see much less interest on this report as I hope to have the balances transferred to the lower interest rate card within 30 days. In my December 2007 report, I mentioned that the second card is a bit confusing as my sister's cell phone is billed to my credit card. That's changed for this month, as I have switched the payment to deduct from my personal checking account. Nothing is being charged to this credit… Read the rest