Next month I hope to see much less interest on this report as I hope to have the balances transferred to the lower interest rate card within 30 days.

In my December 2007 report, I mentioned that the second card is a bit confusing as my sister's cell phone is billed to my credit card.

That's changed for this month, as I have switched the payment to deduct from my personal checking account. Nothing is being charged to this credit card now.