Friday Finds June 25th, 2010

It’s Friday once again!   Time is flying. Even yesterday when I needed to hold my mouth closed on a mold for a crown at my dentist appointment and the gal told me I had to keep my teeth together for four and a half minutes, THAT time flew by. It was uncomfortable and I was not happy about having one of my molars ground down to a stump.  You would think time would have dragged.

Here are a few posts I enjoyed this week.

Yours Truly,

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9 thoughts on “Friday Finds June 25th, 2010

  1. Thanks for the mention about my Social Security post. Yes, there are benefits of being married. I really know of no Social Security advantages for “living in sin” although I don’t doubt there are. Like I said in the post, Social Security is complicated.


    Mrs. Accountability Reply:

    Joe, if I’m understanding your post correctly, Husband would get $2000 and Wife – also eligible for $2000 – would only get $1000. These couples I knew years ago had met after they’d retired, and had already been getting the maximum each. If they married, instead of getting $4000, that would have dropped to $3000. Sorry for the confusion in not explaining that better. Or, did I misunderstand your original post?


  2. Mrs. Accountability,
    The first sentence in my post under the heading Spousal Agreement reads, “The lower earning spouse has a choice: to claim a “spousal” benefit of up to 50% of the higher earning spouse’s benefit or to claim his own earned benefit.”

    The spousal benefit does not penalize anyone, but could possibly benefit the lower earning spouse if she is drawing less than 50% of her spouse’s benefit on her own record.

    For example, if Husband draws $2,000 on his record and Wife draws $2,000 on her record, they get $4,000. But, if the Wife could only draw $500 on her record, she would get $1,000 (50% of her spouse’s benefit) assuming she is full retirement age.

    In my understanding, being married can help but not hurt the Social Security benefits. I always leave this caveat: I am not a Social Security expert, just a blogger who has read and tried to understand how it works. If anyone reading this can point out anything I have missed, please do!


  3. Thanks for mentioning and linking to my post. Thanks also for alerting us about the guest post scam. I am getting more and more emails asking if I would accept a guest post and also asking me to link to their site and they will pay me. I haven’t accepted any of them yet, because I don’t know if they are legit and now I know to be very careful.


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