Monthly Archives: March 2008

Balance Transfer Update

Balance Transfer Saga
I've been logging in to Chase every day, to see if the remaining $4000 has been paid with the balance transfer from Citicard. It's still there this morning. I checked my Citicard account this morning to see if there was any information about the balance transfer, as I began the process last Saturday on the 1st. On the front page, I noticed there was a link that said, “View Your Balance Transfer Offer”. I thought maybe there might be an… Read the rest

Don’t Forget to Cast Your Vote – and Higher Spirits Today

Just Stuff
I've bounced back a bit today. Thank you for the kind words of encouragement. Mr. A and I talked last night about money we have coming in and we should be able to pay our income taxes as soon as his client cuts a check. So I should be able to do our taxes this weekend, and I'll get one more thing marked off my “to-do” list. I came up with more things to be grateful for and am feeling… Read the rest

Depressed Beyond Words

True Confessions
Today's post feels embarrassing and humiliating. I want to be successful and make great strides in our debt reduction. I don't want to keep going further into debt. But maintaining my positive outlook, I have to remind myself that the choices we made last year were for a reason. Something happened that had to happen, we incurred debt, and didn't pay enough income taxes. All year long I knew it was going to be a problem, but I didn't take… Read the rest

Paying Off That 14.24% Credit Card

Balance Transfer Saga, credit cards
FINALLY! I'm doing it today! I've just transferred $4000 on the Citicard to the Chase card, and I'm about to pay the balance of $3909.19 from my checking account. I printed out the statement and noticed the APR has gone down to 12.99%. It kind of freaked me out to see that it had dropped. The interest was lower for the month as a result. $87.84. As I was going through the balance transfer process at Citicard, the instructions said… Read the rest