Guest Post: Overdraft Protection- Pros and Cons of Opting In

guest post
I've still been confused by the changes to overdraft protection on my checking account so here is a post from Trisha Wagner to help clear up any confusion. ~Mrs. Accountability There have been many changes taking place in the credit card and banking industries in the past few years as a result of the struggling economy.  Many of these changes have been initiated by the government in an attempt to help consumers avoid going even deeper in debt.   One of… Read the rest

Meeting Bloggers in Washington DC!

Just Stuff
I'm back from my trip to Washington, DC. I stayed in a phenomenal hotel, one that did indeed have a “full kitchen”.  In an earlier post, I assumed “full kitchen” meant a microwave and refrigerator. And on Friday night the 27th, I got to meet with some of the great bloggers that live in and near Washington, DC. We met at a little place called Cup'a Cup'a which is near the Kennedy Center.   I don't drink coffee, and my husband… Read the rest

Blast From the Past August 2008

Blast From the Past
Hello my dear readers! If you've been following this series you'll know we're about to walk down Memory Lane back to the first year Out of Debt Again was published on the Internet.  My third year blogoversary is coming up on September 27th and I'm planning a big giveaway, so don't miss it! One of the requirements for entering the contest is you will need to be subscribed to my RSS feed, so you might want to go and do… Read the rest
Electricity Usage Screenshot

Are You Paying Too Much For Your Electricity?

electricity
If your electricity company has a special rate for saving money on your electricity, you should look into it. In Arizona we have two major electric service providers, Arizona Public Service and Salt River Project. We have APS and are on the Time Advantage Rate (this plan is no longer available for APS customers unless you are already using it). On the Time Advantage Rate our “on-peak” hours are between 9am and 9pm.   There's no way we can shut down… Read the rest