Social Media

Five Things Social Media Debt Collectors May Want To Know About You

Just Stuff
The following is a guest post. In a recent online forum a debt collection agency revealed that they now routinely use social media as a source of intelligence on debtors. An example was given recently of one man who had pled poverty to them, but was presenting himself online as a successful entrepreneur. The debt collection agency threatened bankruptcy and was able to secure a £10,000 in settlement of the debt. Social media is becoming the new doorstep collection: a… Read the rest

Why I Want My Mom to Upgrade to a Smartphone

True Confessions
You might recall the fuss I made about a year ago when I listed the reasons why I don't need a smartphone, and how I subsequently broke down and finally bought a smartphone.   Now I want my mom to upgrade to a smartphone. I should tell you right off the bat that she's 67 years old, so maybe I am just expecting way too much. Everything was going along fine and she was just tickled with her little “dumbphone”.  She… Read the rest

Why Do Even the Richest People Get in Debt?

spending money
The following is a guest post. For many people, it seems strange that even rich people can get in debt. If not having enough money is the reason why we get in debt, then how can even the richest people in the world suffer from financial strain? The first thing to understand about debt is that most people accumulate debt simply because they are spending more than they are earning. It sounds simple enough, so why do so many people… Read the rest
Image of Checkbook

Utilizing a Secondary Checking to Protect the Main Checking Account

plan of action
My experience as a female personal finance blogger is that 90% of bloggers in the personal finance realm are men.  With that said, it's interesting to note that my experience in the real world is quite the opposite.  It seems that in my real life world, men are not so brilliant when it comes to personal finance. Perhaps the reality is that I attract women into my space that are the money handlers.  And it seems unusual in a marriage… Read the rest