My Credit Union Started Charging a Monthly Fee

Free Is Good
Back in July 2010 my credit union began charging a monthly fee.  They would charge $5 and credit my account $2 so the final cost was $3.  This went on for about a year and then they always charged me $5 each month. I should have put in a call to them to ask about the monthly fee when they first began charging me but I figured it was only $3 a month (but $36/year!) so I didn't bother.  I… Read the rest

Debt Advice

plan of action
The following is a guest post from by Peter Dean. Are you experiencing financial troubles or can see them in the horizon? Often the hardest thing to do is admit that you have lost control of your finances and have serious debt problems. The majority of people I deal with have spent months or even years trying to rob Peter to pay Paul and only come to see us when their situation has become desperate. Why you may ask? Well,… Read the rest
Image of Checkbook

Update on My Husband’s Secondary Checking Account

spending money
I wrote in August about the secondary checking account we'd opened for my husband, and I thought I would share an update on how that is working out. As far as I'm concerned, it is working out pretty good.  The main perk for me is that I'm no longer having to worry myself every moment about our main checking account.  We used to have a bit more breathing room financially when our youngest son still lived at home and was… Read the rest

October 2012 Credit Card Debt Update

CC Reports
The last time I shared our credit card debt was in July when I did the balance transfer when we had $9880 in credit card debt. Here are our current credit card balances: AMEX $1809 Chase $8714 Wells Fargo Line of Credit $350 $10873.00 is the grand total.  As you can see, our debt increased.  I can tell you one reason why – we had to buy $1600 worth of tires for one of our vehicles after Mr. A's business… Read the rest