Ideas for Halloween Costumes

saving money
Halloween costumes don't have to be expensive, if you have an active imagination you can come up with plenty of interesting costumes and even if you don't have an active imagination I am going to share some links to get you started. My employer is holding a fun fundraiser this year for Halloween and I had no idea what I wanted to be. So of course I went right to Google and started searching.  One of the first posts I… Read the rest

About My Term Life Insurance, What I Just Learned

plan of action
  On Wednesday I wrote and published a blog post called Do You Have Life Insurance?  When I got home after work last night, Thursday, not even 24 hours after publishing the post, what to my wondering eyes had appeared in my mailbox but a letter from the company managing my life insurance policy.   It appears that my term life insurance was in effect for 10 years, and I am  approaching the end of the initial term.  My policy… Read the rest

Do You Have Life Insurance?

plan of action
The first time I considered buying life insurance was when we moved out to the rural area we live in now.  We were living below poverty level for so many years that life insurance was nowhere on my radar until that time.  The main thing that prompted me was my long commute.  At the time it seemed like hundreds of miles away, when it was in fact just less than 50 miles, and of course nowadays having made the drive… Read the rest

Lessons About Money You Will Learn in College

budget
Today I have a guest post from Julian who blogs at  Frugaal, an online stock and forex broker comparison website. Julian runs the blog over at Frugaal and writes about a host of different topics to do with personal finance and frugality. When you move to college it’s likely to be (or have been) the first time you’ve left home and the watchful eye of your parents. But when you enter this unchartered territory of freedom, you’ll also find you… Read the rest