Cost of Living Report Reveals Surprising Findings

Just Stuff
When you have a large family, personal loans become a real option as you juggle the family finances. More mouths to feed, a bigger car to buy, and higher bills to pay. In the US, rising food, education, and housing costs have made the first 17 years of raising a family even more expensive. Interestingly, though, a US Department of Agriculture report suggests that families with three or more children save more money than those with just two. They spend… Read the rest

Are Extreme Couponers Ruining It For the Rest of Us?

saving money
Years ago I used coupons faithfully.  I was a stay at home mom making ends meet on an extremely tight budget, and I had a vehicle to get around in.   This was back in the day when you got your Sunday paper, clipped your coupons and sorted them into a coupon folder.  This was back before you could download coupons from the Internet, and before coupons were spit out with your register receipt. Things are different nowadays.  There are many… Read the rest

My Frugal Grandma’s Long Term Care

Money
My mom was my grandmother's long term caregiver the last 10 years of her life.  My grandfather passed away in 1991 and my grandmother blossomed, at least it seemed that way to me. She seemed so much happier when she came over to visit.  My children were just babies at the time. She was very happy living in her home, practicing her frugal habits which I've talked about before on this blog.  Her home was in a quiet neighborhood with… Read the rest

Making the Best Decision to Convert a Structured Settlement Annuity into Cash

plan of action
The following is a guest post. Making the Best Decision to Convert a Structured Settlement Annuity into Cash It is important to have enough data to make an informed decision on converting your structured settlement annuity into cash. It may be that you were awarded a structured settlement after a long and emotional legal battle. Now that you are receiving your payment on a monthly, quarterly or yearly basis, you might like to convert it into cash, and you may… Read the rest