Category Archives: Money

Cutting Credit Card

7 Habits to Keep You Financially Secure

Keeping your finances on track and setting yourself up for a safe retirement requires proper financial habits. If you’re looking for ways to pad your wallet, cover the rising costs of life’s necessities, and help reach your financial goals, incorporate the following 7 tips into your daily life. 1. Create a Budget and Stick to It It’s important to live within your means—but how do you define “your means”? By setting a budget based on your expenses. Determine your after-tax… Read the rest

5 Ways to Get Money Without Credit

Trying to get money without credit can be frustrating. But you should never be worried. Lack of credit is a common experience that does not mean one is helpless. It is possible to get money without credit, and here’s how: 1. Obtain a Peer to Peer Loan You can use a peer to peer website to get a personal loan from another individual. However, you will need to prove that you are trustworthy. As a borrower, you will be required… Read the rest

Diversifying Financial Portfolios to Guard Against Risk

One thing we all can agree on is that nobody likes to be in debt. The anxiety and uncertainty that debt-fueled behavior causes is simply not worth it. There are many ways to guard against debt, or at least to minimize the effects of debt. These include establishing a well thought out budget, minimizing extraneous expenses, or eliminating them entirely. Most of us are on fixed income streams, in the form of wages or a salary. While it is difficult… Read the rest

Seven Tips to Save Money at Home

A penny saved is a penny earned. In today’s uncertain times, no matter how good your job and how secure your income stream, it pays to cut corners and save money. If nothing else, you could spend the money saved to splurge on something you really like. Here are seven ways to save money at home. 1. Opt for 4G Internet over Broadband One easy way to save money at home is by opting for 4G instead of your broadband… Read the rest