Garnish Wages in Arizona – How Do They Figure How Much to Deduct?

Have you ever wondered how wage garnishment is figured?  The State of Arizona has all the documents available at a self service section of their website.  By clicking on the link you can get the entire packet, or take a look at the various documents within the packet. This example is taken from the court document called a Non-Exempt Earnings Statement. If your employer receives one of these, they are required by law to garnish your wages.  I assume not… Read the rest

Do You Think You Could Ever Be a Freegan?

I happened upon a Freegan blog the other night.  I keep Ghost Town Farm by Novella Carpenter in my reader, I think it's neat that she has goats in the city.  In one post, she linked to her sister, Riana's blog, These Days in French Life.  Novella had been to France visiting Riana and spoke of the abundance of food available for gleaning, so I was intrigued.  I clicked over and read a bit of Riana's blog, and she linked… Read the rest

November 2009 Monthly Report

I am really in awe at the month of November. In shock, really.  For one thing, we did not take a draw from Mr. A's business during the actual month because we took the draw on October 30th for November, it did not show up in the report. And then it turned out we didn't need the other draw we usually take for the middle of the month. Good thing, because Mr. A's business has been kind of slow. We… Read the rest

Living From Paycheck to Paycheck

A friend's financial situation got had me thinking about myself, as these things often do. Because we are basically living from paycheck to paycheck, with no savings or retirement plan. We're not even chipping away at our debt very fast. I've never really been too concerned about saving for retirement. I know, I know, this is a personal finance blog, what am I thinking?   I guess when your own parents don't worry about such things, it kind of rubs off… Read the rest