Category Archives: credit cards

Paid Twice’s 0% Interest Credit Card Saga

credit cards
I found a great series by Paid Twice documenting what happened when she moved one of her and her husband's cards to a 0% interest card. It took some digging around to find the whole story, but I think I found all the related posts. Makes me feel a little better to know what someone else has gone through. Thank you, Paid Twice! July 1, 2007: So I applied for another credit card July 2, 2007: Running the numbers –… Read the rest

I Finally Did It! — 0% Interest

Balance Transfer Saga, credit cards
Zachary Spencer of This Can Change made a comment over at Mr. Debtbeater's and following his link to his blog I found a post where he mentions the Citi Professional Cash Card which offers 0% interest on your balance transfers, with no fee to transfer, and no annual fee. This is the best deal I've seen yet, so I decided to go for it. It's simply amazing. You put in your information online and within moments you find out whether… Read the rest

Transferring Credit Balances to That 0% Credit Card

Balance Transfer Saga, credit cards
More research on transferring the two cards to one. I received an offer in the mail and it looks like a good deal. Some of the relevant fine print: No annual fee 0% APR on balance transfers for 12 months 9.99% fixed APR on balance transfers after 12 months Transfer fee 3% of amount or $99 maximum I'm assuming since I need to transfer two cards, it's going to cost me $99 for Credit Card #1 and at the current… Read the rest

How People Manage Credit

Balance Transfer Saga, credit cards
Paid Twice discusses the reasons why she keeps her credit cards on her. I do carry one credit card, but I never use it. I have a slew of credit cards in a drawer. Back in September, I ordered my credit scores. It was great to see all my open accounts in a list. I plan to get around to going through that list and closing a couple of accounts each month. Although I think I've heard that can hurt… Read the rest