All posts by Mrs. Accountability

Side Gig or Take Out a Title Loan on Your Car?

automobiles
For those of us in the personal finance realm, the answer to that question is pretty simple. Just say no to the title loan. Several times a week I hear this commercial on the radio and it goes something like this: “Helpful” Friend: “Hey Mike, what’s up?” Entrepreneur Guy: “I’m short on cash so I’m working today. I have a side gig, I’m a clown for kid parties.” “Helpful” Friend: “Oh man! Why are you working on the weekend, you… Read the rest

I Finally Broke Down and Bought a Smart Phone!

spending money
I know, I know, after all the kicking and screaming and defensive posts on why I don't need a smart phone and here I find myself owning one and really, really liking it despite myself.  Right up to the moment I purchased the phone, and agreed to the data plan I was having misgivings and second guessing myself.  My son has been encouraging me for months to get a smart phone, and even my husband has one.  I was firmly… Read the rest

Are You Living an Optimized Life or Just Skating By?

spending money
For most of my life I've just muddled along, not really giving much care to my health, because I've always considered myself to be healthy.  By that I mean I'm not sick often, and rarely have to take sick time off from work.  I don't have a huge laundry list of complaints… sure I had gained weight in my thirties and forties, and I wasn't too happy about it, but I knew diets didn't work and I didn't think there… Read the rest

Get All Three Credit Scores With Go Free Credit

credit cards
// Dave Ramsey says “…your credit score is not an indicator of winning financially. All it tells you is whether you are good at borrowing money and paying it back. That’s it.” He says you can still get a mortgage without a FICO score by jumping through a few hoops, but guess what? He says your old credit records are there for the world to see and that counts, too. When I think of someone without a FICO score, I… Read the rest