All posts by Mrs. Accountability

How People Manage Credit

Balance Transfer Saga, credit cards
Paid Twice discusses the reasons why she keeps her credit cards on her. I do carry one credit card, but I never use it. I have a slew of credit cards in a drawer. Back in September, I ordered my credit scores. It was great to see all my open accounts in a list. I plan to get around to going through that list and closing a couple of accounts each month. Although I think I've heard that can hurt… Read the rest

My Money Story – Childhood

True Confessions
I used to be more frugal than I am now. I sometimes wish I could be as frugal as my grandma was or at least as frugal as we used to be when we were living at poverty level. During those years, I remember reading books for tips on frugality, only to find I was already more frugal than the book recommendations! For example, one book recommended renting movies instead of buying them or going to the theater. Well, we… Read the rest

Tracking Electricity Usage

electricity
It's time to tackle our electricity bill. Our monthly electricity bill is rather high – $334 per month year round. It's to be expected during the summer months, when the temperatures are searingly hot and air conditioning makes life bearable – as long as you stay indoors. However, we have never used our heater, so one would hope the cost would go down during the so-called “winter months” here in the desert of Arizona. When I was a stay at… Read the rest