Monthly Archives: August 2012

Why Do Even the Richest People Get in Debt?

spending money
The following is a guest post. For many people, it seems strange that even rich people can get in debt. If not having enough money is the reason why we get in debt, then how can even the richest people in the world suffer from financial strain? The first thing to understand about debt is that most people accumulate debt simply because they are spending more than they are earning. It sounds simple enough, so why do so many people… Read the rest
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Utilizing a Secondary Checking to Protect the Main Checking Account

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My experience as a female personal finance blogger is that 90% of bloggers in the personal finance realm are men.  With that said, it's interesting to note that my experience in the real world is quite the opposite.  It seems that in my real life world, men are not so brilliant when it comes to personal finance. Perhaps the reality is that I attract women into my space that are the money handlers.  And it seems unusual in a marriage… Read the rest

Planning For Your Future

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The following is a guest post. It’s important to have savings in place. Whether saving for a new car, a deposit for the house, or even planning for retirement this isn’t going to materialize by leaving all your earnings in your current account. A savings account is essential. Whether looking for ISAs, an easy access solution or an option for investment through a leading SIPP provider, there is the ideal savings vehicle for you. Here we take a look at… Read the rest

Tips and Advice for Buying Any Kind of Insurance

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The following is a guest post. Insurance comes in many forms, and most people have at least a few different insurance products at any given moment. In addition to auto insurance, most people have homeowner's insurance and life insurance. When shopping for any kind of insurance, it's important to be thorough and methodical. Without being careful, it's easy to pay too much or to end up with the wrong kind of coverage. Fortunately, there are a few quick and easy… Read the rest