I never got around to reporting in December on our credit card debt. In November the total was $23,775.36 and at the end of January it was $23,645.68. It has gone down $129.68 in two months. Yet again, while I wish it was going down faster, at least it is going down and not rising!
Monday was very productive. I swear I’ve had ADD lately for the horrible time I’ve had concentrating. I entered all of the receipts from the past couple of weeks, thankfully there were not as many as last month. I also reconciled several accounts, two of which had not been reconciled in over a year! Thank goodness for online statements, or I never would have been able to complete that task. Once again I am convinced that bank reconciliations are important. There were so many items missing, thankfully they were not very big, or in the case of one account, just a matter of moving the same amount of money in and out. One of our checking accounts has free checking, but only if we move a certain amount into savings each month. This is not my primary checking, so I usually just move the money into savings, then back into the account.
I have to remember to be thankful that we are making progress!!
You may also like:
you can do it!!!
have you considered a credit counseling group???
susan
[Reply]
[...] Out of Debt Again: Credit Card Report January 2010 [...]