2008 October | Out of Debt Again

Our COBRA Insurance Costs Are Going Down

By Mrs. Accountability on October 29th, 2008

I just called to find out if Mr. A’s COBRA amount will go down now that AJ turned 19 and is no longer eligible to be covered on his policy.

So our insurance rates might go down from $239.20 to ??? I think maybe by half or more. Anything will be better than what it was.

Yours Truly,

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My Son Needs New Shoes – Expensive Shoes

By Mrs. Accountability on October 28th, 2008

As I’ve mentioned before, our oldest son has Down Syndrome. He’s also got really wide feet. During the summer he can get by with wearing flip-flips but now that winter is coming he really needs a pair of shoes.

AJ (our younger son) has used Zappos in the past and has been very pleased with them.

I needed to find out what size shoe to order for my son, let’s call him … click here to continue reading My Son Needs New Shoes – Expensive Shoes

Christmas is Coming – Two Months Away!

By Mrs. Accountability on October 25th, 2008

I cannot believe it is almost time for Christmas!! What do you do for Christmas? Do you send Christmas cards or photo cards? Do you buy gifts for everyone in your family, extended family and friends and coworkers? That can run into a lot of money. We’ve seen it happen in the past on personal finance blogs. Did you do it last year? Do you have plans … click here to continue reading Christmas is Coming – Two Months Away!

New Computers At Work

By Mrs. Accountability on October 24th, 2008

We got new computers at work this week, thanks to an extremely generous benefactor. We hired a company to make the change; they started last Friday so every day this week I’ve done nothing but work at getting my computer back to where I need it to be. Changing settings, loading programs, transferring registrations from the old computer to the new one, figuring out how to make our financial … click here to continue reading New Computers At Work

A New Plan for Our Budget

By Mrs. Accountability on October 24th, 2008

It’s been over a year since I have been trying to batten down the hatches here at Out of Debt Again. Meaning trying to get our family onto a budget.

It’s hard when I’m the only one dealing with the money because I use Quicken and Excel spreadsheets. Mr. A doesn’t really get into this money stuff and it feels like to me that we don’t keep to our … click here to continue reading A New Plan for Our Budget

A New Place to Share My True Confessions

By Mrs. Accountability on October 22nd, 2008

Over the weekend I checked out a new website called Spendster.org, a place to confess your True Confessions, and let the WHOLE WORLD know how much money you’ve wasted on JUNK. I’ve watched a few of the videos and I can relate to a few, unfortunately. Although I must say the money I’ve wasted has been buying discounted, clearanced, or from yard sales and thrift stores. I have a … click here to continue reading A New Place to Share My True Confessions

Carnivals October 21st, 2008

By Mrs. Accountability on October 21st, 2008

Today two of my posts were included in carnivals this week. Weed Soup was accepted at the Make It From Scratch carnival, hosted by the delightful 11th Heaven’s Homemaking Haven. And my post Hate Weeds? Don’t Kill Them, Eat Them! was accepted at the Festival of Frugality, hosted by the Mighty Bargain Hunter. Thanks for the hosts for including my posts!!

Yours Truly,

Thank you for visiting Out of Debt … click here to continue reading Carnivals October 21st, 2008

Credit Scores 2008

By Mrs. Accountability on October 21st, 2008

I checked my credit scores just over a year ago. I got an email recently that said it was time for my free credit report again. I haven’t done that yet, but last week I read about a place, CreditKarma where you can get your estimated credit score free.

Here’s what it said:

Here’s my scores last year:

I did a little more research and Raymond over at Money Blue Book says … click here to continue reading Credit Scores 2008

Phishing Email from Bank of America

By Mrs. Accountability on October 20th, 2008

At the end of the day on Thursday I was preparing my computer for being taken from me. We are getting new computers, and our IT manager assures me the new one will be even better than my current one. Our previous IT manager would buy computers or rather give out computers based on need. For example, if the person only needed basic things on the computer, like … click here to continue reading Phishing Email from Bank of America

Weed Soup

By Mrs. Accountability on October 18th, 2008

If you are visiting from the Make It From Scratch carnival, welcome to Out of Debt Again! Thank you 11th Heaven’s Homemaking Haven for the fantastic effort of hosting this event, (I LOVE that you included photos!) and including my post!

A couple of weeks ago I learned that the weeds coming up in my garden were actually edible! How much more frugal can you get than to use free … click here to continue reading Weed Soup