I admire PT for being so focused on debt reduction, I recognize myself in her. But that was many years ago. I sometimes want to kick myself for not having that drive, the desire to be debt-free so strongly. But I just don’t seem to have the stamina for it any longer.
I remember when I was a teenager, and feeling disgusted for the wasteful ways my parents and adults around me wasted money. I knew I could do better, and I did, for many years.
I think PT is one smart cookie to sit back and assess the situation to prevent burnout before it happens. If you have the means to wiggle a bit, then it should be done by all means.
I look forward to reading how PT adjusts to having a bit more wiggle room in her budget.