Still Working on That Credit Card Debt

credit cards
Last year we managed to pay our credit card debt down from $23,587.53 to $15,541.76. That's a drop of $8045.00.  I thought today I'd take a few minutes to share an update on how we're doing on paying down our debt, because yes, in spite of the doggone money crunch we're experiencing, we are still working at paying down our credit card debt! I guess we're following some good advice: Stop worrying about how you got into debt and start… Read the rest

The Time I Walked Away From a Mortgage

True Confessions
It was 1991.  Mr. A and I had been married four years, but things weren't going well.  In fact, things were really awful.   We bought our first home not too long after we were married, and within six months our first child was born.  A month later, Mr. A was laid off from his job.  I was still on maternity leave, I'd been able to take nine blessed and fulfilling weeks off to be home with my newborn child. We… Read the rest

Why I Don’t Need a SmartPhone

frugal
My son keeps trying to convince me that I need to upgrade my little slide phone to something more sophisticated like a SmartPhone.  I usually hear this suggestion when I call him for help with directions in finding a store or if I'm in an unfamiliar part of the big city. He needs a SmartPhone because his job requires him to be able to check his email and to be able to log into their server around the clock. But… Read the rest
Hand Picked Roses

I Wanted to Buy My Mother Some Flowers for Mother’s Day

holidays
I know I shouldn't even think about it, since we're really not doing well financially, but when your mom says to you on the phone that she just saw a flower delivery truck go by, and wishes they were stopping for her, because she's never had that happen before… well, it makes you want to do that for your mom, even if you shouldn't. So when I heard a commercial on the radio for ProFlowers for 100 blossoms for $19.99,… Read the rest