Aerosole Cinchcerity Olive Suede Mules

If You Think You Need It Right Now, You Don’t

saving money
Do you ever get that feeling that you must have something right now, right this minute?!  You've GOT TO have that pair of boots.  You've GOT TO stop and get an ice cream shake.  You've GOT TO buy that WordPress plug-in. You've GOT TO have that new barbecue grill. I could go on, but you get the idea. Guess what?  When you get that urge that you've got to have something RIGHT THIS SECOND?  I'm almost certain you really don't… Read the rest

Do You Ever Get Sick and Tired of Your Personal Finances?

credit cards
I remember when I was younger,  I actually looked forward to sitting down, reviewing my finances and paying bills.   I'm serious!  I loved it!  Nowadays I put it off for as long as I can, and as I sit down to start the process a feeling of dread washes over me.  I'd rather do anything than face our personal finances!  Wash dishes, scrub toilets, anything! But I can't put it off for too long because I'm paid twice a month… Read the rest
Thanks photosteve101 @flickr http://www.flickr.com/photos/42931449@N07/5299199423/

Four Easy Ways to Save Money – Right Now

saving money
The following is a guest post. To be a guru with your money, you have to know how to save it.  With the wealth of ways to do this, we’re going to look at some easy yet powerful ways to save.  1.      Compare What You Are Paying for Insurance They’re not just annoying commercials.  Insurance offers a powerful way to save money, and  it’s not that difficult. While we can’t condense everything into this small space, there are a few… Read the rest
Image of Checkbook

A Threat from Wells Fargo

plan of action
Back in February 2008, I helped Mr. A apply for a bank secured credit card so he could start building credit since he had dealt in cash for most of his life.  About one year later the card was graduated to an unsecured card and the spending limit raised from $600 to $1100.  The annual percentage rate was lowered from 24.99% to 16.99%.   We decided to use the card to buy gasoline, but somewhere along the way I decided to… Read the rest