My Sister’s Buying a House (But I’m A Little Worried For Her)

So my sister is finally going to get to own her own home, a dream she's had for a very long time. I hate to dash her dream, but here's the reality I see. This is my sister with the bad credit problem.  She says the lending company told her her credit rating is 765, and has nothing to worry about. Okay, that's great. That's pretty much fantastic. Initially she asked me if I could help her out with any… Read the rest

Air Conditioning Woes – The Auto Version

My 13 year old Pathfinder's air conditioning has been on the fritz. Reading this post over at The Grass is Greener reminded me about it. I mean… I've been so overworked at work and my brain is so fried lately that I forgot it's a personal finance worthy topic! I mean really! It can be so expensive getting air conditioning issues resolved.  I have heard more than once people talking about it costing upwards of $2000 to get their air… Read the rest

Pay As You Go Phones

My boss has a cell phone, but she doesn't use it very often. She told me she uses less than 30 minutes a month. She's paying almost $50/month for the service. I'm trying to talk her into a pay as you go phone [Disclaimer: T-mobile has not paid me to make this post], as it can be a much more economical option.  AJ used a T-mobile pay as you go phone for about a year before upgrading to the plan… Read the rest

Share Your Garden Harvest

I just found out about a fairly new non-profit organization which allows backyard gardeners to donate their extra produce!! I have had such a bounty of eggplant and I can only eat, share and freeze so much of it, I am thrilled to find a place that will help me find food pantries that would accept my organic vegetables. Ample Harvest program was created so that food pantries and backyard gardeners can find each other. There isn't one in my… Read the rest