Category Archives: Money

Are Extreme Couponers Ruining It For the Rest of Us?

Years ago I used coupons faithfully.  I was a stay at home mom making ends meet on an extremely tight budget, and I had a vehicle to get around in.   This was back in the day when you got your Sunday paper, clipped your coupons and sorted them into a coupon folder.  This was back before you could download coupons from the Internet, and before coupons were spit out with your register receipt. Things are different nowadays.  There are many… Read the rest

My Frugal Grandma’s Long Term Care

My mom was my grandmother's long term caregiver the last 10 years of her life.  My grandfather passed away in 1991 and my grandmother blossomed, at least it seemed that way to me. She seemed so much happier when she came over to visit.  My children were just babies at the time. She was very happy living in her home, practicing her frugal habits which I've talked about before on this blog.  Her home was in a quiet neighborhood with… Read the rest

Annuity Rates and Gender

The following is a guest post. Act Now To Avoid Annuity Woe New rules, to be implemented in December by the EU Gender Directive, are set to put pressure on prospective retirees, as pension savings are squeezed by a drop in annuity rates. The changes are prompting many pension holders to scramble to find the best annuity – and optimize their returns – before the rules come into effect. But the details of the changes are complicated – should you… Read the rest
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Update on My Husband’s Secondary Checking Account

I wrote in August about the secondary checking account we'd opened for my husband, and I thought I would share an update on how that is working out. As far as I'm concerned, it is working out pretty good.  The main perk for me is that I'm no longer having to worry myself every moment about our main checking account.  We used to have a bit more breathing room financially when our youngest son still lived at home and was… Read the rest