Category Archives: plan of action

Try These Negotiation Tricks to Lower Your Costs

plan of action
Save money by negotiating!  I don't think people understand just how negotiable many costs are.  From getting a pesky credit card fee removed to paying with cash or a check at your dentist, negotiation is a happy part of daily life.  Here are some tricks and advice on how to negotiate a price or dispute. DISCLAIMER: Do not try to negotiate on fixed costs or costs that are already reasonable – these are tips to be used in fair negotiations!… Read the rest

Dealing with Debt

plan of action
The recession, complete with rising cost of living and job insecurity, has seen many families and individuals forced into debt. While some debt may be manageable, having unmanageable debt can quickly spiral out of control. If you’re struggling to keep on top of your debts, don’t despair. There are solutions and help available. Here’s how to deal with debt: 1 – Acknowledge the debt While it might be tempting to bury your head in the sand, that will only make… Read the rest

Making the Best Decision to Convert a Structured Settlement Annuity into Cash

plan of action
The following is a guest post. Making the Best Decision to Convert a Structured Settlement Annuity into Cash It is important to have enough data to make an informed decision on converting your structured settlement annuity into cash. It may be that you were awarded a structured settlement after a long and emotional legal battle. Now that you are receiving your payment on a monthly, quarterly or yearly basis, you might like to convert it into cash, and you may… Read the rest

Debt Advice

plan of action
The following is a guest post from by Peter Dean. Are you experiencing financial troubles or can see them in the horizon? Often the hardest thing to do is admit that you have lost control of your finances and have serious debt problems. The majority of people I deal with have spent months or even years trying to rob Peter to pay Paul and only come to see us when their situation has become desperate. Why you may ask? Well,… Read the rest