On Wednesday I wrote and published a blog post called Do You Have Life Insurance?  When I got home after work last night, Thursday, not even 24 hours after publishing the post, what to my wondering eyes had appeared in my mailbox but a letter from the company managing my life insurance policy.   It appears that my term life insurance was in effect for 10 years, and I am  approaching the end of the initial term.  My policy… Read the rest

The first time I considered buying life insurance was when we moved out to the rural area we live in now.  We were living below poverty level for so many years that life insurance was nowhere on my radar until that time.  The main thing that prompted me was my long commute.  At the time it seemed like hundreds of miles away, when it was in fact just less than 50 miles, and of course nowadays having made the drive… Read the rest

My experience as a female personal finance blogger is that 90% of bloggers in the personal finance realm are men.  With that said, it's interesting to note that my experience in the real world is quite the opposite.  It seems that in my real life world, men are not so brilliant when it comes to personal finance. Perhaps the reality is that I attract women into my space that are the money handlers.  And it seems unusual in a marriage… Read the rest

The following is a guest post. It’s important to have savings in place. Whether saving for a new car, a deposit for the house, or even planning for retirement this isn’t going to materialize by leaving all your earnings in your current account. A savings account is essential. Whether looking for ISAs, an easy access solution or an option for investment through a leading SIPP provider, there is the ideal savings vehicle for you. Here we take a look at… Read the rest