Mr. A and I used to carpool to work when he had a “regular” job but now that he has his own business I've been driving myself. Occasionally it still works out for us to carpool so we did that today. When we were close to my job, he mentioned he'd watched Dave Ramsey the other night and the show was about a lady who was fully in charge of the finances and she felt she'd made a mistake with… Read the rest

I've said before, you can analyze things and plan and figure it all out, but sometimes when it's time, it's time. For example, I have a couple of women friends who are biding their time in their marriages, because they aren't sure they would be able to make it on their own. One is taking college classes in preparation for a career where she'll hopefully make more money than if she doesn't have a degree. She has three children to… Read the rest

// Learning your credit scores will enable you to monitor your credit health. If you need to build credit, one of the easiest ways to do so is to apply for a bank secured credit card. It doesn't matter if you have no credit (which can sometimes be worse than bad credit), this option works because you provide the money in advance to the bank and they hold it in an account. In the meantime, you still have access to… Read the rest