Category Archives: budget

Dealing with Debt

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The recession, complete with rising cost of living and job insecurity, has seen many families and individuals forced into debt. While some debt may be manageable, having unmanageable debt can quickly spiral out of control. If you’re struggling to keep on top of your debts, don’t despair. There are solutions and help available. Here’s how to deal with debt: 1 – Acknowledge the debt While it might be tempting to bury your head in the sand, that will only make… Read the rest

Raising the Cash for Your Perfect Tablet

budget
As the UK has recently seen, tablets and Smartphones appear to be the future in terms of access the internet. As reported by the BBC, PC sales dropped 14 per cent in the first three months of 2013, marking the biggest decline in sales since records began in 1994 and giving us a taste of what’s to come in the communications market. If you are thinking of buying a tablet, either to replace your PC or as a handy addition… Read the rest

Making the Best Decision to Convert a Structured Settlement Annuity into Cash

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The following is a guest post. Making the Best Decision to Convert a Structured Settlement Annuity into Cash It is important to have enough data to make an informed decision on converting your structured settlement annuity into cash. It may be that you were awarded a structured settlement after a long and emotional legal battle. Now that you are receiving your payment on a monthly, quarterly or yearly basis, you might like to convert it into cash, and you may… Read the rest
Piggy Bank

Does it Cost Less When One Person Moves Out?

budget
In July I wrote a post called One Less Person At Home, Will Expenses Go Down? Our youngest child flew the coop and I wondered if it would have an impact on the household expenses.   Once our son AJ began working we expected him to pay $200/month rent to help with the household expenses. Since AJ bought most of the food he consumed we didn't anticipate much savings in the grocery bill, although we did decrease our weekly grocery allotment… Read the rest