Category Archives: budget

Debt Advice

The following is a guest post from by Peter Dean. Are you experiencing financial troubles or can see them in the horizon? Often the hardest thing to do is admit that you have lost control of your finances and have serious debt problems. The majority of people I deal with have spent months or even years trying to rob Peter to pay Paul and only come to see us when their situation has become desperate. Why you may ask? Well,… Read the rest

About My Term Life Insurance, What I Just Learned

  On Wednesday I wrote and published a blog post called Do You Have Life Insurance?  When I got home after work last night, Thursday, not even 24 hours after publishing the post, what to my wondering eyes had appeared in my mailbox but a letter from the company managing my life insurance policy.   It appears that my term life insurance was in effect for 10 years, and I am  approaching the end of the initial term.  My policy… Read the rest

Do You Have Life Insurance?

The first time I considered buying life insurance was when we moved out to the rural area we live in now.  We were living below poverty level for so many years that life insurance was nowhere on my radar until that time.  The main thing that prompted me was my long commute.  At the time it seemed like hundreds of miles away, when it was in fact just less than 50 miles, and of course nowadays having made the drive… Read the rest

Lessons About Money You Will Learn in College

Today I have a guest post from Julian who blogs at  Frugaal, an online stock and forex broker comparison website. Julian runs the blog over at Frugaal and writes about a host of different topics to do with personal finance and frugality. When you move to college it’s likely to be (or have been) the first time you’ve left home and the watchful eye of your parents. But when you enter this unchartered territory of freedom, you’ll also find you… Read the rest