All posts by Mrs. Accountability

Mr. A’s Credit Score

credit cards
Mr. A has dealt mostly with cash in his life, so in February of 2008 I had him apply for a secured credit card so he could begin building his credit.  We put $600 into the bank, and they held onto it while we used the card to buy gasoline and paid it in full each month.  Before I had him apply for the card, I tried to pull his credit report, but I couldn't get any information online (they… Read the rest

Answers to Mrs. A’s Q&A

True Confessions
Last Monday I asked if my readers had anything to ask, so here are the answers. Mrs. Gardener asked how my garden was doing. It's coming along, here let me show you a picture of the delicious baby greens that are doing wonderfully. I've already harvested one bunch of radishes, too!  I'm going to plant peas this weekend, and a few more things. Lettuce is definitely on the list. Nancy asked two questions: 1. I’d love to know what are… Read the rest

Consolidating Our Credit Cards

credit cards
For some reason I have been having trouble bringing myself to use our $20K line of credit.  I have just been procrastinating, even though the interest rate is 10.2% as opposed to the highest credit card which is 13.24%.  The other credit cards are below 10% (amazingly). Mr. A and I have been having financial discussions and last weekend we signed a contract so we'd be on the same page for what I'd do with our money in the month… Read the rest

What Are Some Good Cheap Holiday Ideas and Gifts?

holidays
I know, Halloween hasn't even gotten here, but my boss is already buying Christmas gifts. When she starts doing that, I know the winter holiday season is right around the corner. I need some new ideas. I'll share some of mine, and please help me with sharing some of your holiday gift ideas. I really love homemade gift ideas and one of the most loved gifts that I share at this time of the year is fresh produce from my… Read the rest