Caring for our Elderly

It is common in our society today to place our elderly in rest homes sequestered away from the family and isolated with their peers.  I have always felt that this was wrong. I like the idea of families and generations living together, not necessarily in the same home, but close by where they can interact with each other.

Publicity photo of Will Geer and Ellen Corby a...
Publicity photo of Will Geer and Ellen Corby as Grandpa and Grandma Walton from the television program The Waltons. (Photo credit: Wikipedia)

I was likely influenced by The Waltons, a prime time television show that aired during my teen years.  I think grandmothers and grandfathers need to have young people in their life, I think it energizes them.  And I think that young people can learn from our elderly, if they stop long enough to listen and be willing to learn.

In our family it is traditional to care for our elderly, and started with my frugal grandma.  My mother is a Certified Nursing Assistant and having worked with the elderly for many years, she was not happy with what she saw at some homes. She vowed she would never place my grandmother in a home.  It took a toll on my mom those many years.  Taking care of Grandma with Alzheimer’s turned out to be a full time job and some days were downright difficult.

Fortunately my grandmother worked hard throughout her life and had pension money coming in when she became unable to live on her own.  My mom was able to live on that income, but everything that my grandmother had saved throughout the years by living so frugally was completely gone by the time she passed away.  It wasn’t a huge amount, I think somewhere in the neighborhood of $75,000 after Grandma’s home was sold early on.  This caused some bad blood between my mom and my aunt who only bothered to visit Grandma two or three times in the last ten years of her life.  After my Grandma passed away, as soon as my aunt learned the money was completely gone she cut off all communication to my mother and to most of the family.  It feels like we were punished because my mom cared for Grandma.

In this article Preparing for a Future that Includes Aging Parents, there are amounts shown for what it would have cost for my grandmother to be in assisted living:  $3,477/month or $41,724 per year.  No one in my family has that kind of money, not my mom and not my aunt, not me and none of my siblings.  Grandma’s pension wouldn’t even have covered that amount. I wish that my aunt could understand. I am very proud of my mom for caring for my grandmother.

Many families choose to place their elderly parents in a home.  I still think it’s very sad.  I work in a job where I have heard more than one story where mother was living alone and in full control of her body and mind, but one day she had a fall and now the children have forced her to live in assisted living.

Sometimes there is not much choice.  Perhaps the adult children are unable to quit their jobs. Or maybe they are unable to provide nursing care for the elderly parent like my mother was able to do. Or maybe they just don’t want to be bothered, which is just too bad.

My mother spent most of her life being a stay at home mother.  She worked for probably a decade before taking on the full time job of caring for my Grandma. As a result, my mother is nowhere near as financially prepared as Grandma was, and while she owns her home outright (thanks, Grandma), she only receives a small amount of Social Security benefits.   The care of my mother when she becomes too old to live alone will likely fall upon my shoulders.  This makes me a little nervous sometimes, and I want to be situated better financially when and if that day arrives.  In the meantime, I keep this in mind as something that will be part of my future.

What will happen to your parents when they are elderly?  Are they well prepared?  If not, do you assume you will become their caretaker?

 

 

Enhanced by Zemanta

OUT OF DEBT AGAIN is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to AMAZON.COM. OUT OF DEBT AGAIN is an affiliate for several companies and may be compensated through advertising and marketing channels. This post may contain affiliate links.

3 thoughts on “Caring for our Elderly

  1. The single best thing my father ever did for me was to check himself into a life-care community after my mother died. It relieved me of VAST amounts of worry, expense, and work.

    It of course consumed his assets (you have to pony up a huge “endowment” to get in, and then the monthly fee on his and his new wife’s teensy two-bedroom efficiency apartment was more than my ex- and I were paying on our five-bedroom palace on a third of an irrigated acre in one of the ritziest neighborhoods in central Phoenix). However, he had a safe place to live, and when he and his wife needed nursing care, they got it.

    When he had quadruple-bypass surgery at the age of 80, they put him not in the nursing home to recover but in a nice little studio right off the nursing home section of the community. Nurses came over to check on him several times a day, to be sure he took his meds, was eating, was keeping himself clean, and was OK in general. When he was dying of a stroke, the nursing care was right there — we didn’t have to fight tooth and nail, as we did for my mother, to get decent care for him.

    He went to sea all his adult life and was OK with the institutional environment. Me, I hate that kind of lifestyle and would dearly love to stay in my own home until I croak over. But…realistically, that’s not a very practical option. I know my son cannot and will not care for me when I no longer can care for myself. So…these days I also am thinking: sell the house, clean out the IRA, and move into one of those places. Before it’s too late.
    Funny about Money recently posted..Go$h! Gasoline GobsmackMy Profile

    [Reply]

    Mrs. Accountability Reply:

    Hi Funny, when the elder does it on their own then I think that’s a good thing. I have a friend, she and her husband have always had serious health issues and they moved themselves into a community which sounds like the one you describe and they love it. They have a small full kitchen, but breakfast and dinner are served in the downstairs dining room. I had dinner with them once and it was lovely. Glass glasses with cloth napkins stuck in them, and it just looked like a fine restaurant. Right now they are in their own apartment and they wear a necklace or bracelet so they can call for help if they fall. Then there is another section which has the nursing care if it comes to that. So in those cases, yeah, that’s cool, and it’s something I hope I’ll be able to do, since my son has already made it clear he is not interested in care taking for his elderly parents. 😉 Not that I blame him. But I would rather put myself in there, than be forced out of my home.

    [Reply]

Leave a Reply

Your email address will not be published.

CommentLuv badge