Getting Your Credit Report, The Old-Fashioned Way

By Mrs. Accountability on March 21st, 2008

I’m sure everyone knows by now that we are entitled to our free credit reports (not the score) through AnnualCreditReport.com.

But what if you don’t have a computer and can’t go online? My mom doesn’t have a computer and asked if I could check her report today. We went through the steps, but come to find out they don’t have her on record. I looked through the site for the information she needs to call or apply by USPS mail.

I thought it would be handy to have the information all in one place, if I need it again. So this post is more for my own “second brain” purposes than anything else.

Equifax
P.O. Box 740256
Atlanta, Georgia 30374
1-877-576-5734

Experian
P.O. Box 9532
Allen, Texas 75013
1-888-397-3742

TransUnion
P.O. Box 6790
Fullerton, CA 92834
1-800-680-7289

The following states have laws that make free credit reports available: Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont. If free credit reports are available in your state through the Annual Credit Report Request Service, you can request a free annual credit report by phone or mail and it will be mailed within 15 days. The phone number is 1-877-322-8228.

You can download this request form from Annual Credit Reports to request your reports by mail. Mail the completed form to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Thank you for visiting Get Out of Debt Again! Subscribe to receive free email or RSS notifications and don’t miss anything!